We are very excited to introduce our newest contributor, Marissa Cepelinski, co-founder of Capital Core Financial. Marissa is a financial expert, and will be contributing financial advice to the Elletourage blog. 


Studies suggest that disagreements over finances are responsible for as much as 53% of partner and spousal conflicts, regardless of socioeconomic status.

I started doing financial planning for couples over 13 years ago and I see this problem consistently. I don’t believe it’s a money problem, I believe it is a communication problem.

It is important to understand your partner’s experiences, beliefs, associations and overall relationship with money. This open communication will help you both to work through limiting beliefs around money, establish and align your financial goals, and to effectively create strategies towards building wealth together.

So how do you make sure you aren’t part of the statistics? How do you remove money issues in your relationship?


It starts with a conversation. Make it fun and book a date night with your partner–a “money talks date night.” Grab a bottle of wine, or a green juice, whatever you enjoy together, and make it a fun experience. Sit down together and start the discussion.
I suggest several questions/topics for clients in order to get the conversation rolling:

  • What does money mean to you?
  • What feelings/words come up when you think about money?
  • What was your experience like with money as a child? Were your parents good with money?
  • What are your financial goals?

I would suggest setting time aside for each of you to talk and the other to listen carefully. Be gentle with each other, avoid judgement and get vulnerable. Exploring your emotional meaning on money together will strengthen your understanding of one another and what drives your money patterns.

Once you and your partner have a stronger understanding of each other’s relationship with money, set some financial goals and book an appointment to speak with a financial advisor together. Look for an advisor that has experience working with couples and one that will help you dig deeper and challenge you. Speaking to a neutral third party with these expertise will help set you on the right path towards building your ideal future.


This blog post was written by Marissa Cepelinski 

marissa-cepelinskiMarissa is a passionate and highly driven leader with over 12 years of experience in the field of finance. As Co-Founder of Capital Core Financial, Marissa helps her clients overcome their emotional limitations around money, and guides them towards a path to sustainable wealth. With a company goal to redirect one billion dollars from CRA to the non-profit, Marissa is on a mission to help people implement charitable giving into their financial plan. Marissa sits on the board for A Better Life Foundation, a non-profit providing food security, education and employment training in Vancouver’s Downtown Eastside, and also involved abroad, sitting on the board for Run For Water and One Girl Can, helping raise funds for clean water projects in Ethiopia, and helping fund education and scholarships for girls in Africa.